Employee Benefits Customized to Align with Your Needs
Benefits are not only becoming more competitive, but also becoming more integral to attracting the right talent and retaining quality employees. Employers need more than just the basic healthcare coverage like medical, dental, and vision. Ancillary benefits like life insurance, retirement saving options, short-term and long-term disability, accident, critical illness, and hospital indemnity help elevate your position in the talent marketplace.
According to recent studies, company benefits are ranked in order of importance: healthcare, retirement options, paid leave, flexible work arrangements, professional development opportunities, and general wellness.
Worklogic HR strives to offer a wide array of benefit options from basic and ancillary coverage to a full suite of voluntary benefits. Regardless of company size, location, or length of operation, Worklogic HR can help create the ideal benefits package. From handling the ins and outs of the benefits program by collecting and remitting the insurance premium, to coordinating enrollments and assisting co-employees with questions and concerns, Worklogic HR is dedicated to finding a package that adapts and thrives with your employees’ lifestyles.
Access to group health insurance finally makes sense. Employers know that offering an attractive benefits package directly affects the recruiter’s talent pool and the ability to retain current employees.
Worklogic HR's health plans offer employers multiple PPO and HSA options to meet the employers’ health insurance requirements. We deliver flexibility when compared to commercial insurance, as well as additional cost-saving benefits.
Making benefits decisions that affect the entire employee base for a whole year is overwhelming. Worklogic HR provides the expert guidance to navigate the complex choices associated with providing employees affordable health coverage.
Proactive dental care is a vital component of general health and well-being, as well as a key element of any good employee benefits package. Regular dental visits and checkups can identify and address health issues before they become severe and costly. Worklogic HR clients are able to take advantage of our long-lasting relationships with nationwide carriers to receive industry-best coverage and plans regardless of company size or length of business.
According to the Centers for Disease Control and Prevention, nearly 45 million Americans wear contact lenses to help correct their vision*. Undiagnosed eye problems or poor vision can severely affect quality of life and workplace productivity. Worklogic HR's vision insurance helps employees budget for ongoing vision care expenses, including routine eye exams, prescription glasses, and contact lenses. With established relationships nationwide, employers now have true flexibility when it comes to selecting a perfect vision plan.
*The CDC’s Morbidity and Mortality Weekly Report (MMWR)
Worklogic HR sponsors a multiple employer 401(k) plan through a strategic partnership with Slavic 401k. The savings plans allow employees to save for retirement while reducing their current taxable income. Employers have the flexibility to select eligibility criteria, matching contribution formulas, profit sharing formulas, including integration and new comparability, and safe harbor plans with vesting options.
- 90% of the plan is already designed
- Cost per person is dramatically reduced
- Plans are specifically designed to meet business requirements at a fraction of the cost
Employee’s long-term financial planning strategy is primarily comprised of their life insurance policy. Designed to protect an employee’s family’s financial security and to support dependents after death, life insurance provides extra peace-of-mind.
Worklogic HR’s group life insurance provides employers with essential protection for your employees at a competitive group rate. Life can happen at any time—Worklogic HR can help reduce the financial burden during this difficult time.
Even the smallest injuries can interfere with the ability to work. For many people, unplanned time away from work can make it difficult to manage monthly bills and expenses. Short-term disability insurance provides supplementary income to reduce the financial stress of a covered illness or injury.
A gap plan is a supplemental insurance plan to group medical, which is considered coinsurance. Adding gap insurance to certain major medical plans allows employers to offer their employees the coverage they want at a cost they can afford.
The most recent report from the National Safety Council reveals that more than 44.5 million injuries happen each year at a cost of over $967.9 billion. While accidents are never planned, sometimes there are financial gaps, even after health insurance. This is where Accidental policies come into play. Lost wages from missed work, unmet or high health insurance deductibles, or even unpaid bills can be covered in an accidental injury situation.
Without warning, accidents, illness, and debilitating conditions resulting in added stress and financial strain. When an employee cannot work for an extended period, long-term disability insurance helps reduce the financial worries by covering a portion of the employee’s missed income. Long-term disability begins when the short-term disability policy reaches its end.
Worklogic HR’s team of experts guides businesses through the process of selecting an appropriate plan that fits the organization’s needs and budget.
A critical illness insurance policy lessens the financial strain caused by a major illness, heart attack, or stroke. After a critical illness diagnosis, the insured party receives a lump-sum percentage of the elected benefit amount to help pay for expenses, including deductibles, co-pays, childcare, credit card bills, or travel for medical treatment.
Hospital Indemnity Insurance is not a replacement for traditional health insurance; rather it offers employees another source of funds when they encounter serious medical issues. Benefits are paid to the insured to be used as they see fit.
Telehealth makes it easy to visit a doctor in minutes on the phone, mobile app, or web. Employees have access to board-certified doctors, counselors, psychiatrists, or dermatologists without ever having to leave the comforts of their home. Convenient, private, and secure Telehealth this one way that Worklogic HR combines technology with a traditional PEO service.